The Fair Credit Reporting Act is the law that controls credit reporting agencies. The law states that credit reporting agencies may report a bankruptcy case on a person's credit report for up to ten years. See 15 U.S.C. Section 1681c.

Because the Bankruptcy Court has no control over credit reporting agencies, you must contact the credit reporting agency directly to discuss information on your credit report. If you have questions about this process or have issues gaining cooperation from a credit reporting agency, you should contact the Federal Trade Commission at 1-877-382-4357.

(Compiled from U.S. Bankruptcy Court, Middle District of Louisiana)