The Clerk of the Bankruptcy Court has a statutory obligation to maintain an accurate record of all filings received by the Bankruptcy Court. Once a case is filed with the Bankruptcy Court, that case becomes part of the Court’s permanent records. With few exceptions, filings in the Bankruptcy Court are public records. This means any person or organization can view them physically in the courthouse or through a computer system named Public Access to Court Electronic Records (PACER). See https://pacer.uscourts.gov.
Credit reporting agencies regularly collect information from cases filed and report the information on their credit reporting services. The Bankruptcy Court has no control over what credit reporting agencies view on the PACER computer system and has no control over what credit reporting agencies do with the information they obtain through a public records search on the PACER computer system.
(Compiled from U.S. Bankruptcy Court, Middle District of Louisiana)