Reasons for Decision (Re: [1] Complaint, ). The court finds that Plaintiff has established each of the elements of nondischargeability purusant to Section 523(a)(2)A). The debt owed to Plaintiff in the amount of $4395.00 is non-dischargeable. Within 20 days, counsel for Plaintiff shall submit a Judgment in accordance with the foregoing reasons. (ezra, )